Prepare For A Flood

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Prepare For A Flood

We never know when a disaster will happen – in certain cases, the news will inform un on when a hurricane is expected to arrive, or how quickly a fire is moving into our area. But in some cases, when the weather is not giving a clear indication of what it will do next, a disaster can strike on a moment’s notice, as in the case of the UCLA flood.

While we will never be 100% emotionally prepared to deal with these hardships, there are a number of safeguards we can undertake to not only minimize the damage to our properties, possessions, pets and family members, but to make sure that the legal recovery of our losses is best maintained.

What do you do after a situation such as a horrendous and unexpected flood? Here is a list on what to do after a flood. I am sure that you heard about the huge water pipe break under Sunset Blvd.in Los Angeles a few weeks ago, which flooded the UCLA campus like a river, causing millions of dollars in damage to the famed Pauley Pavillion, closing down the busy Sunset Blvd. thoroughfare for days, and damaging numerous residences in one of the Westside’s most expensive areas. The 30 inch pipe which burst, had not been replaced since 1921, and erupted a geyser of water that could not be turned off for hours, causing 20 million gallons of water to flood the general  Educate Yourself

After getting flood insurance, there are several things you can do to minimize losses in your home and ensure your family’s safety.

  1. Safeguard your possessions.

Create a personal flood file containing information about all your possessions and keep it in a secure place, such as a safe deposit box or waterproof container. This file should have:

  • A copy of your insurance policies with your agents contact information.
  • A household inventory: For insurance purposes, be sure to keep a written and visual (i.e., videotaped or photographed) record of all major household items and valuables, even those stored in basements, attics or garages. Create files that include serial numbers and store receipts for major appliances and electronics. Have jewelry and artwork appraised. These documents are critically important when filing insurance claims. For more information visit www.knowyourstuff.org.
  • Copies of all other critical documents, including finance records or receipts of major purchases.
  1. Prepare your house.
  • First make sure your sump pump is working and then install a battery-operated backup, in case of a power failure. Installing a water alarm will also let you know if water is accumulating in your basement.
  • Clear debris from gutters and downspouts.
  • Anchor any fuel tanks.
  • Raise your electrical components (switches, sockets, circuit breakers, and wiring) at least 12 inches above your home’s projected flood elevation.
  • Place the furnace, water heater, washer, and dryer on cement blocks at least 12 inches above the projected flood elevation.
  • Move furniture, valuables, and important documents to a safe place.
  1. Develop a family emergency plan.
  • Create a safety kit with drinking water, canned food, first aid, blankets, a radio, and a flashlight.
  • Post emergency telephone numbers by the phone and teach your children how to dial 911.
  • Plan and practice a flood evacuation route with your family. Know safe routes from home, work, and school that are on higher ground.
  • Ask an out-of-state relative or friend to be your emergency family contact.
  • Have a plan to protect your pets.
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