About Automobile Insurance Claims

Experienced Counsel in Property, Liability, Health, Life & Disability Insurance Litigation

Comprehensive Covereage

Comprehensive coverage or FTC (Fire, Theft, Comprehensive) covers vandalism, theft, fires and things of that nature. If your car (parked or otherwise) is struck by another, you would use your Collision coverage. If your car is struck in a hit and run or by a uninsured driver, Uninsured Motorist.

Automobile Theft and Vandalism Insurance Claims

If your automobile has been stolen or vandalized, we can assist you in ensuring that your insurance company pays all of your benefits, including rental car benefits if appropriate in your case. We have assisted numerous insureds in cases where their insurance carrier denied their claim on the grounds that they participated in the theft or vandalism of their vehicle. We represented Sevan Toroussian when Mid-Century Insurance Company denied his vandalism claim on the grounds that he had vandalized his own vehicle. We successfully resolved his case for more than twice the value of his original insurance claim.

Uninsured or Under-Insured Motorist

Do you have a insurance bad fait case against your auto insurance carrier?

If you are in an automobile accident with a driver that does not have insurance or insufficient insurance to cover your bodily injuries, your own insurance company should fully compensate you for your injuries up to the amount of your uninsured/underinsured motorist coverage. If your own insurance company does not promptly pay you your full uninsured/underinsured motorist benefits, then you may have an insurance bad faith case against your carrier.

Automobile Insurance Litigation Case Results

Toroussian v. Mid-Century Insurance Company 
An unknown perpetrator vandalized Sevan Toroussian’s car by breaking its window and pouring paint throughout the interior of the car. Mid-Century failed to compensate Mr. Toroussian for the damages to his vehicle on the grounds that Mr. Toroussian had vandalized his own car and that Mr. Toroussian had not cooperated in the adjustment of his claim. This claim recently settled favorably for Mr. Toroussian.

Hernandez v. Permanent General Insurance Company 
Ms. Hernandez’s Nissan Altima was stolen from her carport. She reported the theft to her car insurance company, Permanent General. Permanent General denied the claim accusing Ms. Hernandez of stealing her own car. After the unpublished decision in Permanent General Insurance Company v. Superior Court in 2004 requiring the production of Permanent General’s claims files for similarly situated insureds, Ms. Hernandez entered into a favorable settlement with Permanent General.

Tell us about your case
Insurance lawyer Michael L. Cohen

INSURANCE LAWYER MICHAEL L. COHEN HAS OVER 20 YEARS OF LEGAL EXPERIENCE FIGHTING INSURANCE COMPANIES

For over twenty years, Michael Cohen has devoted his practice to assisting individuals and companies in civil lawsuits. With an eye on evening the playing field in the toughest cases against corporations and insurance companies, Michael has also become known as a go to trial attorney that other law firms come to rely on when needing an experienced and successful trial lawyer.

More About Michael L. Cohen >

TYPES OF BAD FAITH INSURANCE CLAIMS

Automobile Insurance
Claims Denial

Business Interruption Insurance
Claims Denial

Commercial Property Insurance
Claims Denial

Disability Insurance
Claims Denial

Fire & Smoke Insurance
Claims Denial

Health Insurance
Claims Denial

Insurance Broker
Negligence

Life Insurance
Claims Denial

Long-term Care Insurance
Claims Denial

Mold and Water Damage Insurance
Claims Denial

Rescission

Residential Property Insurance
Claims Denial

QUESTIONS ABOUT A BAD FAITH INSURANCE ISSUE? ASK MICHAEL L. COHEN.

Ask Michael