Here Are Some Facets of Homeowner’s Coverage:
Claims Presentation: assists policyholders in the presentation and adjustment of their insurance claim
Fire, smoke, soot & ash: presenting and litigating fire losses means our clients receive the most favorable and efficient resolution of their claims
Liability/Failure to Defend: your insurance carrier did not provide you with an attorney to defend you, then you may have a case against your liability insurance carrier
Theft Insurance: we can assist you in ensuring that your insurance company pays for all of your stolen property
Water Insurance: water losses can occur from several sources including: a sudden leak in plumbing or an appliance
Wind, Hail & Lightning: Insurance policies cover damage caused by wind, hail and lightening.
Earthquake Insurance: Our firm has extensive experience in the handling of earthquake claims
About Title Insurance Claims
We Litigate Title Insurance Claims on Behalf of the Policyholder
Michael L. Cohen Law is one of the few firms in California with experience litigating title insurance claims on behalf of the policyholder. Because title insurance is very limited in the coverage it provides, it is a very difficult area of the law and experience and knowledge is a key factor in triggering coverage. In a recent case, Michael was able to trigger a duty to defend under a title insurance policy resulting in the recovery of the benefits of the insurance contract for the insured.
About Homeowners Association Claims
Homeowners association insurance protects board and titleholders from liability.
Without the general insurance and directors and officers coverage, directors and officers can be held liable and would be negligent in permitting individual titleholders to be held liable as well.